Spain, Bankinter v Common Sense

I  got back from Spain and so back to work, Friday evening was very welcome, I  was anxious about what was going to happen about the court case in Spain and the general rigours of running a business in very difficult times, I  was ready to relax and enjoy the weekend with a beer or two, But late on Friday I  received an email from my solicitor, it was a surprise, I  thought everybody had finished for the weekend, especially in Spain which is an hour ahead of the UK.

My solicitor says the court summons is about Bankinter (that would have been my only guess anyway). Basically they are suing me for the full amount of my mortgage, and their legal fees, why ? my mortgage is up to date, everything is OK, BUT two years ago when I  was in the worst phase of my incurable cervical dystonia they froze my account while the insurance was being sorted out, some mortgage payments were not paid (because in effect I  was about 90,000.00 € in credit with he bank, my mortgage arrears have been settled with interest, but now there is a little equity in the property they want me to pay for it outright, which is impossible as I  have no money, so of course, they will take the property away, I  will lose all I  have.

I  have already lost a 350,000.00 € property to the bank, and two cars, but my Bankinter payments were all up to date so I  never expected this, I  don't understand at all, you would think the bank would be happy I'm making my monthly mortgage payments on time, instead of re-possessing the property and then them not being able to sell it along with he thousands and thousands of property that cannot be sold.

As there is no way I  can pay the bank, and Spain has good and bad points, I  feel the decision has been made for me, I  have to give up the fight, and the struggle to make the monthly payments